John Hancock Life Insurance

John Hancock is dedicated to providing innovative life insurance solutions designed to help you address a variety of financial planning needs. With more than 150 years of delivering on our promises and backed by strong financial ratings, John Hancock offers life insurance products that can benefit you at all stages of life.



We believe that life insurance should reward you for healthy living. That's why we introduced life insurance with the John Hancock Vitality Program. It's an innovative solution that gives you the protection you need, along with premium savings up to 15% and rewards from national brands for the everyday things you do to stay healthy, like exercising, walking, and eating well. 


Do I Need Life Insurance?

Life insurance can be one of the most important purchases you will make. You want your family or business to be financially secure, to enjoy a comfortable retirement, and even leave a legacy for your children and grandchildren. No matter what your goals are, the unique tax benefits and features of life insurance policies can help you to achieve them.

What Life Insurance Policy is Right for Me?

Choosing the right type of life insurance depends on your circumstances and financial goals. A life insurance policy is designed to pay a death benefit when someone dies, but there are usually two basic categories to meet your different needs - term and permanent. 

Term life insurance in general, provides death benefit protection for a specific period of time.

Permanent life insurance offers lifetime death benefit protection with a cash value component. This can mean lifetime peace of mind for you and your family.

Different types of permanent life insurance are usually categorized as follows: Universal Life Insurance, Indexed Universal Life Insurance, and Variable Universal Life Insurance.  

How Much Life Insurance Do I Need? 

Everyone is different. This quick interactive tool will help you determine how much coverage is needed to help secure your financial future. 

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Get a Quote Today!

With John Hancock Vitality, it's easy to get reliable term life insurance that gives you peace of mind. Get a quote online or call a Coverage Coach at 1-844-327-6850.


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Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. 

Premium savings are in comparison to the same John Hancock policy without the Vitality program. Annual premium savings will vary based upon policy type, the terms of the policy, and the level of the insured’s participation in the John Hancock Vitality program. 

Insurance policies and/or associated riders and features may not be available in all states. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.