Adult carrying a child on an outdoor adventure, representing family support and protection

Term life insurance: coverage that fits your needs

Term life insurance lets you choose the coverage amount and how long you want it to last — 10, 15, 20, or 30 years*. With John Hancock Vitality PLUS included, you can also earn premium savings, rewards, and discounts for healthy living.

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Benefits

Pay only for the time you need coverage

You pay only for the length of time you choose — 10, 15, 20, or 30 years* — giving you cost-efficient coverage when you need it most.

The coverage you want — and the help you need

Our insurance professionals will review your options with you and help you apply for coverage.

Trust your loved ones are protected

Feel confident knowing the people you care for most are taken care of with reliable claims payouts.

Rewards for healthy living

Get rewarded with savings and discounts when you make healthy choices with John Hancock Vitality.

Tools to help you plan with confidence

Start with these simple tools to make planning easier

Insurance coverage calculator
Get an estimate of how much life insurance you may need based on your goals and financial situation.

Calculate your coverage
Life expectancy calculator
See what factors may shape your estimated life expectancy.

Find out now
How prepared are you for better?
Planning for a longer, healthier, better life starts with understanding where you stand today.

Get your personalized score

Live healthy. Get rewarded.

Life insurance with John Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy.

Learn more

For our current customers

Submit a policy change
Make important policy changes (address, beneficiary & more) or submit a form to us directly through your online account.

Sign in or register
John Hancock Vitality
Check your points and rewards status, see the latest news and updates, plan your activities, and more.

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File a claim
Visit our claims center to find information and forms needed to initiate a claim.

Visit claims center

Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine if the policy is suitable for your needs

*30-Year Term is not available in New York.

The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine which policy is suitable for your needs. Availability of policies, features, and benefits may vary by state.

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.

Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancockInsurance.com or via telephone at 888-333-2659.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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